I have a list of passwords that consists of upper case, lower case, characters, digits, schmigits and a minimum of eight figures. If I lose those papers my life is over.

I am suspicious of anything online because I am a fossil. I write actual checks and I am happy to put a stamp on an envelope and mail it. I am even happy to reconcile my checkbook by hand. No Venmo, Paypal, automatic payments. I work for what comes in and I want a multisensory…